Schedule of Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
Account activity printout | $2.00 |
Account balancing assistance – per hour | $35.00 |
Account research – per hour | $35.00 |
Items per copy – each | $3.00 |
ATM Withdrawal at any ATM | No Charge |
Replace lost Debit/ATM card | $10.00 |
Automatic transfer of funds between TCB Accounts | $5.00 |
Cashier's Checks - Customers Only | $5.00 |
Money Orders - Customers Only | $2.00 |
Deposit Correction (per deposit) | $5.00 |
Charge Back Fee/Redeposit (per item) | $5.00 |
Rolled Coin – each roll | $0.10 |
Strap of Currency - each strap | $0.25 |
Money service Business Application Fee | $200.00 |
Collection letters - incoming and outgoing | $15.00 |
International Collections | $30.00 |
Domestic Wire Transfers: |
|
Consumer Incoming | $0.00 |
Business Incoming | $10.00 |
Outgoing | $25.00 |
Incoming wire transfers (customer) | $5.00 |
Same Day Tax Wire | $25.00 |
Foreign (outgoing) Wire Transfers | $60.00 |
New Account Closed within 90 days | $10.00 |
Garnishments, Levies or Court Orders – plus attorney fees | $75.00 |
Zipper Bags | $5.00 |
Photocopies (each) | $3.00 |
Special handling fee (per cycle) | $25.00 |
Stop Payments (all items) | $32.00 |
Temporary Checks – per 10 checks | $5.00 |
Overdraft Item Fee | $32.00 |
Return item Fee | $32.00 |
An insufficient balance could result in several ways, such as (a) the payment of checks, electronic funds transfers, ATM, debit card, preauthorized and telephone transfers, internet transactions or other withdrawal request; (b) payments authorized by you; (c) the return, unpaid, of items deposited by you; (d) the imposition of bank service charges; or (e) the deposit of items which according to the Bank's Funds Availability Policy, are treated as not yet "available" or finally paid.
We are not obligated to pay any item presented for payment if your account does not contain sufficient collected funds. This would result in a Return Item Fee. If the bank chooses to pay the item this would result in an Overdraft Fee. Checks are paid in serial number order.
We may refuse to pay an overdraft for you at any time, even though we may have previously paid overdrafts for you.